If the one takes more and more loans to repay old ones and other previous financial obligations it is usually not a problem of only financial support. Usually they need help with financial literacy and they can reject it being frustrated with their bad conditions. To escape that circle first they need to understand what main problem is, and in the case of growing loans it is usually not just money, but planning and possibility of calculating a personal budget. And we unfortunately can see that some can't escape that circle...