They will think they are happier to do that while waiting for BTC to go to 10k.
I think they will be wrong, but again, who can tell?
I kinda agree with you there too. Bitcoin already tested the $15k+ price and seriously I don't think Bitcoin might be falling to that point again even though as you said, this is just my thinking too

looking at it from this chat except for something unusual happens.
I do think this is the mistake people will usually make while missing out on getting Bitcoin at a better price hoping it will continue to go down.