I think there are so many things we have no control over, such as inflation and the way the government will react to it, but we do have control over how hard we work, how much time we spend working on our business, how much risk we are willing to take, and who we listen to. Concentrate on what you can control rather than what you cannot. Easier said than done but all we have to do is to start. Do not just save money. If you can, invest it.