If you can buy an apartment instantly they you don't have to worry about the investment.
and for the wine - I must suggest one stop consuming wine as it is bad for health and for the money both!
Buying an apartment instantly is the same as buying a luxury house in cash and it will obviously be a very valuable asset and can be said to be an investment if you are able to take good care of it. But if there is no treatment at all, it is also a waste of money. And in terms of wine, I think only about fruit which is better for consumption, while for liquor it is clearly not good for the body.
obstacle for myself is the limited job opportunities. besides that, with limited capital or small capital it is also a reason as an obstacle to achieving financial freedom. with the current economic conditions in my opinion, this is a challenge for all of us
Opportunities to work are actually not limited now, but only jobs are very limited now so that most people now have difficulty getting jobs and choose to open their own business even though it is a small business. Lack of capital can indeed be an obstacle for those who want to open their own business, but their opportunity to seek capital is still very open now as long as they have the will to look for it.