Aside from saving how about investing in insurance company? Saving is good but if we want to make the best out of our money, I believe getting insurance accordingly is another good way of preparing oneself for the future.
Once these insurance matures, not only we can get our initial money but also the generated profit offered by the insurance plan. I also heard that insurance profits are tax free.
Insurance may be considered, but what if you don't have a steady monthly income and how can you withdraw your funds from the insurance company when you are in an urgent situation?
I tend to think it's safe to get my savings budget in gold or maybe at bank account. Gold is an asset that tends to be less big volatile, so it's a good choice if you no longer trust the bank. I know gold also fluctuates, but you can sell it in the amount you need when you need money urgently. Even if the price drops, I don't think your loss will be too big.