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Everybody must learn to cut their cost of living by all means. Learning addition skills and securing extra jobs might be another means of overcoming this hard life. The government must also make policies that will help alleviate the suffering of the masses.
The problem with this approach is the availability of the job and demand for such kind of services. A person must be creative and strategic on the services he should offer since when a person saw that what he is doing is profitable many will follow his steps and competition arises.
the government must implement law that will strengthen the sources of basic needs of people. They must also create projects that can be fruitful and alleviate the status of its citizen.
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I don't disagree with everything your said about cooperative. It is one of the potent solutions to the current food and other essential commodities crisis most people are facing due to this global economic problems. But currently, human needs has become very complex and might not be handled by cooperative. Human need more than food and other basic needs to live a comfortable life. And most of these essential commodities are controlled by big companies that are not willing to lose their influence on they have on the people. Data and airtime for internet and phone communication might not be basic needs but they are so essential that some people might not be able to survive without them.
Human needs are still the same, it became complex because of the additional unimportant wants of people. Cooperative had been proven to be effective to help in this kind of problem. And in times of depression the priority should be the basic needs for survival and not anything that can complicate the situation. Afterall, it all depends on how the cooperative will deal with the rising needs of its member.