Another thing could be that a person is new to investing and they are trying to figure out what to invest in, and they can have all kinds of ideas about how to ease into an investment or to build up such investment over time, and historically, some people might invest 30-40 years, and never make it to fuck you status... but then when there is bitcoin  (and even crypto/shitcoins) there could be some expectations that they might be able to get to fuck you status more quickly.. and I am not even suggesting that getting to fuck you status might not be accelerated, even if many of us likely recognize and appreciate that there are a variety of ways that investors could screw up.. whether they are new investors or even more experienced investors who might start to employ higher levels of risk after some point that they might have had already built up their investment portfolio and maybe they become more adventurous and screw things up along the way?.. hahahahaha..  part of the attempted advantage of discussing matters in this thread might help for members to consider better (or at least different) strategies in regards to how to they might consider investing in bitcoin and/or accumulating it or maintaining their BTC stash.
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I agree with you 100%, for a new comer it is like mission impossible. They need to figure out the amount to invest? what to invest in and for how long to invest for? and then they need to asses the risk as well. And once it all gets sorted than there comes all the expectations that they will make it BIG in the market.
So the wholesome idea is to plan your strategy, implement it and than brace yourself for the worst outcome. This way the expectations stay low and you avoid making hasty decisions.