No one will learn any thing this is the 3rd time the banks are being bailed out and the 2nd time in this decade. Do you think people will learn from their mistakes? The banks are funded by the poor and most people cannot survive without banks until employers and companies start paying their wages in Bitcoin they are not going to learn they are just going to move their money to other banks that have not been bailed out. I bet some people think this is positive that the government are willing to forgive the banks and secure them when things go wrong and see that as security when it is not.