If you have had such experience, how was it like?
It really doesn't feel good to sell against your will because certainly you'll regret it when the time comes the market turn bullish already. However, it happened because of urgency and you just don't have a choice, the good side of it is Bitcoin saves you in times of emergency and that's a good thing. When there seem no hope and you don't have anyone to count on, Bitcoin is just there.
I also experienced the same thing and just like you it's not what I really want to do. But the situation left me with no choice so I had to sell even it's not a good time. What I keep in mind is, I overcome a situation with the help of my Bitcoin so it's not really bad. There's still a time to accumulate because the word
too late is not applicable if you're a long term hodler.