Just to add, Some ppl can't afford to buy a trezor since their investment in crypto itself is much smaller than the cost of trezor. You should recommend other security tips like using paper wallets, never save your seeds online, etc. And once their investment gets larger over time, they can switch to a hardware wallet.
P.S.: I hardly use a hardware wallet for myself, but Im still safe coz I know what precautions to take

I researched some hardware wallet that might be useful for more security for investing in crypto. But I might try to wallet apps first, since I still don't have much that money on me right now to invest in hardware wallet, as much as I would like to buy one right now.
Do not worry, many people begin their journeys just like you, they do not have the money to afford a hardware wallet and they prefer to use a wallet like electrum, however this does not mean that you cannot take steps to protect you, hardware wallets are a ready-made solution for those that do not want to learn or think it is too complicated to secure their coins on their own, however if you are willing to put the effort a regular wallet can be made to be incredibly secure, if you take the right steps.