According to what I have learned, material possessions are only seen as tools to develop yourself and live a meaningful life.
Many people mistakenly think that they were born to earn a lot of money and have a reputation as a success, they are not wrong and it is just that we like to be like them without trying to be like them. They get the life they want, and outsiders analyze those things and find the formula for success.
I see that being rich and poor is not a special issue in life, because in my opinion, the root of our nature when we are born, the awareness part to adapt, I don't have much money but I am still comfortable with what's around. I have good health, I have positive thoughts, and I also hope everyone will have these things in their lives today.
What you say is not wrong, but it is only true for society in the past, but now, I think it is no longer true.
You cannot live comfortably without money these days. For example, if you have a family when your children want delicious food and toys like their friends and you cannot provide them, your child will be upset, and you cannot feel comfortable when your child is in need. You don't have money, you can't buy good quality food, so you can't guarantee the whole family's health, not just you. As you said, we need to adapt, and life has changed now, money comes first, and we need to change to adapt quickly if we don't want to be left behind.