Have you checked your attitude towards money lately? What is "your dream"? bigger home, a bigger car, private schools, branded drink, gold?...
There are some things that are not really necessary to I just want to stay in a comfortable house, not really big and not really small, I want to have like two nice cars one for my wife and one for myself, am having a business am running already, I will want to expand it, I don’t need any branded drinks, to me it’s just waste of money and I don’t need gold, am not the type that values gold.