A bigger home or a new car is not important for me in life and wouldn't bring me much happiness. The most important goal for me and my family is a good health. Just recently I lost my step dad due to a serious illness. He worked all his life and had his whole retirement age planned out and covered with private retirement insurance. Before he even reached his retirement age he got diagnosed and died before becoming 68. That's why there is no point in planning too far in the future if we don't have the health to enjoy the time. I would rather go on a nice vacation with my family than to buy something new for myself. The important thing is to spend time with the people you love a hope that they stay healthy as long as possible. All the money in the world doesn't matter if you are just laying in your bed all day.