Have you checked your attitude towards money lately? What is "your dream"? bigger home, a bigger car, private schools, branded drink, gold?...
Money for for things that are important in life: you family, your people, health, well being, ... Do not be afraid to spend the money on your people when they really need it, but be wary of spending it on stupid things and if you think your car and your clothes are important, you may want to start thinking if you have any significant goal in life and where does it get you in the next 10 years.
It is true that its never been that a bad idea on spending up on things which are important which its of course it would really be just normal to do so but there are people who do just forgot on what are the priorities on life which they should really be focusing on.Of course it would be normal that you should be minding about the future on which you shouldnt really be that careless on spending your money without having directions.
There might be some unexpected spendings but of course your should really be making yourself that focused about assets which could bring out some profits or income later on
without needing for you to do some work.