Everybody is feeling this cashless policy, my dear, it doesn't leave the rich and politician out of it, even POS payments is now changing money. To me, the initiative is very good but ill-times and was sabotaged by politicians and ordinary people. Till now, politicians are stockpiling again their lost money with the new notes to return to business as usual with their "Ghana must go" and unsuspecting people are building businesses on the suffering of others.
Money is leaving the bank but not entering, there is now an imbalance that only God will save us. Still, I will not blame the government for this, it's a good development but fought back by the overambitious people.
I do not know about those nations but I know mine and I can confirm that politicians and business people get together to make sure they get out of the troubling times together without hurt, and then start looking at the people.
As I grow up, I realized that corruption doesn't really "want" people to live in poverty, even the worst kind of politicians would rather have a dream nation where everyone is super happy, they would love that actually because it means they will keep their power without any issues. But they can't, because corruption makes the nations go bad, and when they go bad people don't like the politicians and that's why they turn out even worse.