Brother you won't get any kind of loan because you got a negative rating and I do not know what have you done and I will also won't check what happened to you.
Crypto loan is granted to those who have some kind of collateral in case they flee away. And as you know that Crypto is a decentralized and when someone gets money than they can flee away. And
Also I don't know that why people always try to get loan and that is useless because you also have eto cover some interest too.