someone that has no clue what is going on is ripe to be scammed, among other things. if it was me i think i'd be taking a more active role in managing my money...

I don't disagree, nor do I think that it's praiseworthy. With the possibility of sounding like a d**k, some of these lads that come from South America (when football is concerned) are almost illiterate. They grew up in poor families with no money for the essential things in life. They don't have money for education is start kicking a ball from early age. They look at football as a way of improving the lives of themselves and their families. And they are good at it. I don't want to derail this topic any further with this.