refusing to give debt to immediate family is the right choice in my opinion, especially if the family asking you to owe you is someone you recognize that is lazy in paying debts. I think by refusing to give debt, a sustainable harmonious relationship will be maintained.
I agree with your opinion that refusing to provide debt to immediate family is the right choice, especially if the family asking for the debt is a person who is lazy in paying debts. This can avoid potential conflicts that can damage family relationships
but if you are a capable person compared to the person who is in debt then it would be nice for you to give him a little help as much as you can afford. In my opinion, this is an idea to maintain long-lasting relationships among families
However, it is also important to remember that providing assistance to families in the form of debt must be done with care and discretion. It's best to set clear and realistic terms and terms of return so as not to cause anxiety and stress for both parties.