You made it too easy when you say all must build a business. If you only knew that many of us here already did it right before you think of it. Not just one business but lots of them in different sectors/fields but I guess we aren't just lucky because all of it have failed. A hard work, capital and skill might not be enough but we must also need a luck in order to be successful on what we are venturing.
Not all have the ability to open up a business but what can these people try is investing as it's more reachable, thanks to the help of cryptos. I believe that many people are now involved with it and continue expanding their knowledge to reap its reward.