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If you're going to make an argument like that, you could at least find out what an asset is before you write such a rant.
What Is an Asset? Definition, Types, and ExamplesAn asset is a resource with economic value that an individual, corporation, or country owns or controls with the expectation that it will provide a future benefit.
The article gives many examples of assets, and one of them is even cash.
Similarly, your fiat in the bank is not an asset.
Yes it is. Despite being a currency, fiat in the bank is also an asset.
Besides, I don't know where you get that being an asset or not has anything to do with the transfer speed of the asset.
Your car is an asset. You can not instantly transfer your car to someone overseas.
There are assets that are more liquid and others that are less liquid, some transfer more easily and others less easily.