I will stay away from the coin because I think there are many other coins that can provide benefits, when the last bull in 2021 bitcoin and other altcoins made ath, while xrp was not very visible.
At that time the XRP developer was getting a lawsuit from the SEC, so the price movement of XRP during the bull run became stagnant. Even though at that time the price of XRP increased first compared to others, after that it dropped to a low level, and increased again at the end of the bullrun. People don't doubt the price movement during a bullrun, but they doubt the centralized blockchain.