The vast majority of people I've taken the time to teach crypto still believe in banks and do not worry about inflation or how their money is being controlled centrally by the government and they do not trust bitcoin even after giving them extensive coaching about what digital currency entails. Despite all the controversies surrounding it, they pay a deaf ear.

I don't know who need to hear this, whatever retirement plan you have will never be sufficient for you and your family if you don't venture into investing with it. There's this Singaporean friend who tendered a resignation letter at his company and started crypto on a full scale, now he's living the best part of his life.