In a distant dystopian future, or not (maybe today), the financial institutions (banks) and culture is/are failing us.  The people are questioning if their hard earned wealth and worth is safe, and where to keep it.  The banks are failing.  The government has only answers which involve sacrificing our liberties and properties in exchange for the philanthropic ideals of 'the good of the majority', which is at the cost of the wealth of those who actually make things work.

It is a long and boring read.  Ayn Rand did not boil down her ideas at all, and it is hard to grind through 1,268 pages of her great ideals, even if long winded.  The three movies on Amazon are easier to endure. 

The ideals and principles are true though.  Nobody should live at the obligated expense of another, for any reason, and the ideal of individual interest trumping any and all collective interest really does produce the greater good for all.   IMHO.

We are living through a time of change, by those who want a "great reset", and we will change human nature to not be oriented towards self interest but instead 'we will own nothing, and we will be happy'.   
-I doubt it.

There is a way out, with gold in certain situations, or a decentralized cryptocurrency like BTC.  Like John Galt, we don't know who Sotashi Nakamato is,, he disappeared,,, or where Galt's Gulch is,,,,(perhaps El Salvador?).  And the movement is spreading world wide.  It is, even with it's wild volatility, proving to be more of a store of wealth than our present financial institutions.

Like that dystopian world of Atlas Shrugged, we have to decide if we want to continue to trust and invest into a system that will rob us of our energy, our intelligence and our wealth, in order to benefit the 'greater majority good'. 

Like in the movie, when confronted with government dystopia of false philanthropic ideals, at the cost of innovation and individual liberty and freedom, at what point will we wake up to choose freedom over slavery?