2 things this is beyond fucked up this is why we need a better Peer 2 Peer system that doesn't require extensive knowlege in public / private key encryption and you can provide the easy button to the masses . . .
Maybe you could help build one

To be fair, if you want a peer 2 peer system/exchange that is censorship resistant like Bisq, you are going to have to go the hard way to use it. From downloading the app, setting it up and connecting to the Tor network. Privacy doesn't come easy in the present day.
Exchanges that provide simplicity to the masses easily get manipulated and even censored by regulators. Look what has happened to Localbitcoins and Localcryptos