I trust hardware wallet more than my bank account and Binance exchange, but if you are ask to choose between banks and Binance exchange which one do you trust the most? I throw this question to crypto friends around me and they choose Binance exchange.
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If you're taking about saving or perhaps where to keep my money for a long period of time then I might have to go for bank.
When it comes to centralized exchanges I'm scared to leave coins that I'm not actively using to trade, not after what we experienced with FTX anyone who's still willing to leave their money in centralized exchanges need to be checked mentally. Yeah, I know banks do charge some certain fee like monthly maintenance fee, debit card fee etc but yet if anything should happen at least you'll have someone to blame it one and you might be lucky enough to get your money back from the bank but unlike Binance if something expected should happen you won't have anything to do against them(Binance) all that you'll be able to do is to pray that a better resolve is found that will be in your favour that all...