My first obstacle to financial freedom is the government, they don't have enough job opportunities for people that is willing to work for them to be able to put food on their table, instead government comes up with harsh laws to control the citizens financial life by collaborating with financial institutes. That's why government in some countries banned cryptocurrency.
Corruption is a key factor, when the country is corrupt there will be less opportunity the common man to display his talent or skill in the society and achieve his goal,government cares less for citizens and only thinks in how to steal public funds and put their families in big positions in government, nepotism government.
One of them is true, namely the government, because the government seems unable to control market inflation so that the economy in two years
this is getting worse, the community opens a business while the basic price soars if we sell it to the community it is difficult for people to buy because there is no income or money. supposed to make it easier for society in order to be able to make money and be free from what is called finance, the government made regulations so that financial transactions are at shopping centers may use crypto or digital money