Rich people some times spend their money on luxury and poor people some times tend to emulate them, any life style you are living be sure that it is what you can afford, let what you are selling be greater than what you are buying, a life style can be seen as waste of money and time if you choose to live a life you can not afford. for instance, a man who earn one million dollar a month that buy a car of 500000 dollar has a better financial management than a man that earns 200 dollar a month and bought a car worth 180 dollar.