so for me (hoarding since 2012 and have no desire to cash out any time soon) i dont feel im at risk at all. even though there is a small chance(risk) that devs completely break bitcoin one day
You have reduced the risk with proper risk control, that is why you do not feel at risk like other people who have been investing from the same period you started.
There is risk and risk control, undergoing a risky scheme without knowing about risk control makes it more riskier. People have invested in bitcoins and although there are risk with investment, they have not taken any action to control the risk they will face to make it less riskier, they are just carrying on the risk as they pile up, making their situation more riskier than others that have proper risk control.