If bitcoin crash today, what will be your fate? Poor or rich. Most people on the platform have submitted all their life savings to bitcoin investment. There was once a man in my area who sold his house to invest in a local platform called BARAZAR in 4 months missive the so-called BARAZAR was shoot down and now he does not have a cottage. So I ask again if bitcoin crashed today what will be your description rich or poor?
People who put all their savings in one basket are surely risking the lifestyle of themselves and their children. Bitcoin used to be a good investment and is supposed to continue this way for a few years, but that doesn't deny risk is always associated with every investment.
The example you mentioned lost his money to a service that offers exposure to Bitcoin and crypto currencies, not in Bitcoin itself, and these two cases are completely different. When someone deposits money to a centralized service, they should consider the possibility of this service turning into a scam or getting terminated by the government, so Bitcoin has no guilt in this case. In the same context, we witnessed the shut down of many crypto exchanges, in which people lost millions of dollars and they haven't been compensated till now. On the other hand, Bitcoin is still running and fluctuating in price. Thus, owning Bitcoin directly or without getting exposure to a centralized service implies much lower risk than depending on that service.