(If you are not in a survival situation) Only get into debt to buy
tools that are reasonably expected to increase your productivity which would help you to increase your income, pay your debt and be better off at the end.
(If you are in a survival situation) Ask for help, avoid getting into debt as it will spiral you down the debt hole.
(If you are getting into debt to consume) Clear define your minimum needs to be well of and happy enough, avoid any "status" consumption, learn something new, acquire some skill that someone is willing to pay for, create something, offer something of value to your virtual o local community (hopefully bitcoiners) and try to live by your means, gradually increasing your minimum needs to be happier. Live slightly bellow your means, and you will always have something to save or spend in superfluous things. Keep yourself a
sovereign individual 