I have also used a credit card, but my main goal was to have a good name at the bank, so that if one day I need a bank loan for business capital it will be more facilitated. so every month I buy things that are needed just to be active, and every month I always pay in full every bill. because you need to know that credit cards have high interest, but there are also many supermarkets that provide special discounts for credit card users, so we can take advantage of them