Managing finances properly is key to our financial life, which is well known to each of us, I guess. I feel like this is in my bones so sometimes I make some decisions subconsciously. I recently ran into a situation where I found myself really awkward. Last July or August(I can't remember that clearly), one of my extended family cousin asked me for three thousand dollars as he lost his job and could not pay off his loans. I refuse to lend him the money cause I knew him well that he was not a solid trustworthy guy. A few days ago we met on a family reunion occasion and he did not really talk to me and I suddenly realized that it was because I didn't lend him money last year. I think about it twice and if he had not been that untrustworthy, I would have definitely lent him the money. Anyway, I hope he is doing fine now and best wishes to him.
It's a really terrible idea to lend money to friends or family and it often ends up in a bad way. Most people have to learn and experience this the hard way, because they need to go through this process of seeing the negative outcomes before it cements in their mind. If you can afford to donate the amount you're being asked to borrow, then that is the way that you should be looking at it - don't expect it back, but if it comes back it is simply a bonus. Anyone who falls out with you because you won't lend them money will have a very bad time going through life and will probably fall out with a lot of people as they try similar tactics with everyone they meet eventually.