i am studying in college, i was really excited to get my first credit card 
. i thought it will give me a sense of independence and allow me to buy things i could not afford with cash.
though, i quickly learned that credit cards can be a double edged sword. while they can be helpful in building credit, they can also lead to debt and financial trouble if not used responsibly.
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Aye, I feel you on wanting to cop a credit card, but you gotta be smart about it, homie. Credit cards can be clutch for building credit and buying what you need, but they can also be hella sketch and lead to you being broke AF. My advice? Set a limit for yourself each month and don't go over it. If you're hitting up the club or going to see a movie with your boo, use cash instead of plastic so you don't end up going ham. And don't forget to pay off that balance every month, or you'll end up with a fat bill. Bottom line, keep track of your spending and keep your finances on lock. If you do that, you'll be living your best life in no time.. i thought it will give me a sense of independence and allow me to buy things i could not afford with cash.though, i quickly learned that credit cards can be a double edged sword. while they can be helpful in building credit, they can also lead to debt and financial trouble if not used responsibly.
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