2024 is only next year from now while the bitcoin opportunity is still long with the user population still minimal, and it is possible that it will grow all over the world. although digital money appears in the future and bitcoin for example is not mentioned. then investing next year still has a good chance, considering bitcoin is a decentralized system that is the opposite of the banking system, so freedom seems to be fully guaranteed
2024 is a few months away and people are not scared with it but rather they are excited because this is the date for another Bitcoin halving and that should greatly improved Bitcoin. Users population is not tiny but if it grows big, that should increase the BTC adoption. There are already digital money before Bitcoin came but Bitcoin is the only one that is given a title to be the future of money. That is how great Bitcoin was.
This is why many hates it and the banks are creating a counter to it but I don't think they can destroy BTC. They can request to ban BTC but they can not force the people to use their own digital currency as it's not in the level of Bitcoin.