Banks are just part of it and they're all tools for the money to flow in the entire economy. And when we generalize investors, they're not just playing the role of being an investor but they've got some other businesses that they're attaching through the investments that they have or through having the direct connection with the banks. And there's the reality that we can't and even it gets twisted, the fact will remain that there will be people that are on the top of the chain which are the elites or rich people, the average and poor people and all of us are consumers and basically the ones that gives more to the society with our contribution as being part of the whole chain of this society.