What do I mean by automatic saving? Automatic savings is a type of personal savings system in which the plan contributor automatically deposits a fixed amount of funds at specified intervals into their account. The typical structure of this type is an automatic transfer from an individual's bank account into a savings or investment account.
I'll offer a counterargument from my own perspective and experience because I'm a touch old school. This in no way implies that I don't agree with the OP's comments or anything else. The OP noted that automatic savings involve the deposit of a fixed sum of money into a person's account at a certain period. The problem with automatic savings is right here. It robs me of the enjoyment of managing my finances actively. With automated saving, I am unable to evaluate my financial condition and be able to change my savings plans as and when necessary.