All you have to do is "avoid spending until your balance is negative". Don't spend money that you don't have, and you'll avoid all kinds of financial trouble in your life. It is not necessarily the credit card that is bad but rather, your money management.
It is not about temptation, it is about the fact that if you can't afford something but really want to buy it, then you could either make a mistake or you could make a calculation. Credit card doesn't mean that you have to pay it right now, it means you could pay it small by small per month, so you do not have to pay it now.
People should be thinking like the transfer markets of sports teams in terms of whether buying "XYZ" will benefit them in the long run.