You sound like a scammer sorry to say, my assumption might be wrong but I am talking from experience, you have $100k in your possession and you don't know how to invest, the two statements do not correlate, how many people can boast of having $10k in their savings, not many people, you even went further to state where you live, this is a concern to me. If you are not a scammer just by Bitcoin and hold, Bitcoin has done 2X from the bottom, by now you would have turned your $100k to $200k, Bitcoin is sure, safe, and give guaranteed return if you play long term and not looking for quick profit having said this, I still feel you are a scammer