When people are in debt, they are vulnerable. Dabs could be an exception but how confidently we can accept it?
of course, anyone who owes them will be vulnerable. but it all depends on the relationship with the lender. looking at the reputation of the borrower, of course, many people have been in contact with him and that has built his reputation.
if something goes wrong, of course, it will be the responsibility of the borrower. the problem with the amount of the loan made, the risk has been handled by the lender.