What a pitty you didn't actually read the second post in that thread you quoted:
Hello viewers.
I'm in need of $40 for the period of 7 days(hopefully I'll repay within the time period). Let me know if anyone is interested in filling this request. I'll lock this thread within 7 hours if there is no response as I'll try some other means to fulfill the need.
Loan amount: $40
Duration: 7 days
Repayment amount: 10% (+-)
Collateral: None
Thanks.
Do you know that you need valid collateral for a loan, right?