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I'm wondering how long we'll need to do the savings? Who has already reached any significant level, are you still saving, or you can afford to live without any financial restrictions?
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Saving is very important whether you are poor or rich, we don't know how our life will be in the future, whether our business will go bankrupt or we will no longer have a job - having savings will create a guarantee that when bad things happen it won't make you you fell too deep, at least you still have savings that you can use to open a business or find a job or meet your needs. I personally have always been saving on fiat, gold, and bitcoin. Every month I always increase this savings and will use it when the situation is very urgent.