Getting old doesn't mean you won't work anymore.  I think I will do something when I retire, a job that I love.  If I don't do anything I will quickly get older.  This I learned from the old people in the village.

Family finance is difficult to describe.  It depends on our own spending.  If possible, create food by growing your own vegetables and raising animals like chickens, ducks and pigs.

Always have some money in the bank is the best way to deal with the unexpected.