Yes, all types of investments have a big risk of losing money, but if we have the soul of an investor and are able to invest for the long term then investing in tokens like BTC and ETH will provide greater profits even though there are no guarantees.
We can do research that the two tokens do indeed experience significant price drops, but when the time comes, the increases always exceed the highest ATH before.
I would avoid calling Bitcoin a token, and even less would I put it in the same sentence as ETH in some positive context. Bitcoin is the first and unique decentralized cryptocurrency, everything else, including the altcoin you mention, is a highly centralized, non-transparent and private version of something that its owner presents as something better than Bitcoin.
FUN token makes sense in combination with Premium membership because it brings certain benefits and that's the only way I would consider it as an investment.