Your words are very reasonable. Owners are becoming millionaires day by day by using workers.  Because Bitcoin is volatile, many feel more comfortable keeping fiat in the bank than Bitcoin.Even though bank interest rates are lower than inflation, they think it's safer to stay in the bank. But there's no saying that everyone will join Bitcoin.In today's world gold price is increasing day by day also there is no risk in gold.Maximum people are converting their money into gold.But I will choose to invest money instead of keeping money in savings account.