It really would be quite nice if they restarted, allowed partial withdrawals and then had a make-up token that they used to start paying their customers back with over time that could be traded at a discount on the open market.
Bitfinex effectively did similar during their hack and paid it off. Seems like a good enough method to me.
Developing a token rp pay customers back is going to cost extra for the already bankrupted FTX and that could become a possible way for more delay for investors to get a true refund, but also since the majority of the planned reimbursement is through insurance it becomes more investors friendly and confident building and those of the investors who already filled to refund processed via the third party site will get a refund but when that will be my not be certain.
Since tthisprocess will involve a lot of steps before getting clarification and verification via the third-party insurance refunds.