Never heard of this formula, but I would say I doubt it though, I mean market is very volatile so maybe in the next coming years this could be true, but how about the future?  Definitely this is a chance that btc can we worth $1 million in the future and so I guess the goal still for us is to scope as much as we can and not just what this formula has suggested. There were even school of thoughts that at least having 1 BTC should objective, or what we call our holy grail.

It's just so odd that everyone has his/her opinion on how much we should be saving. One thing that I agree though is that bitcoin could be a powerful thing in the future. And we don't need to look and see how it goes, just today, government are trying to control or even regulate it globally. But we know that it can't be stop at this point.