at first, i used my credit card reasonably, only for like emergencies or small purchases that i knew i could pay off in full each month. but as time went on, i began using it more and more for larger purchases and impulse buys, without really thinking about how i would pay the balance off.
most people who use credit cards think that by using it they will be able to save money and better monitor their spending. but the fact is that most people are trapped in credit card debt, they continue to be charged unreasonable interest and it will continue to grow if they don't pay it. if you are at this stage you should stop using a credit card until your debt is finished.