Your life may not change financially just because you have bitcoins in your wallet but no money to spend. Financial change is when you, who is someone that normally don't have money and always lack, begins to have money to spend. Bitcoin may not offer you that because even when the bitcoin your have rises, you will still want to hold for some more time, and even if you decide to withdraw the bitcoins you have that has gained, because you are financially wise, you will not be able to take it all or even a greater amount than what you will want to keep.