i think of investing 80% of total savings.
If you try to invest in crypto world with your savings 80% i think it's almost 100% you do, only 20% left, you say fear, for me it's not fear anymore, but courage.
There are many ways that crypto users or investors make investments to improve their economy and get rid of the fear of losing their economy.
Example:
• if you have 100% savings you can invest 50% in crypto, the rest is up to you, that way it's safer for you financially, you still have 50% savings reserves after you invest.
Proverb:
Don't put all your eggs in one basket.
Thus you do not bear a loss of nearly 80%.