There are a lot of cryptocurrency wallets to pay and receive payments. While you choose a wallet, what things do you consider first like technical support, transaction fees or blockchain technology and why and what is the most important thing for you? We should discuss that!
What I do is simple, if bitcoin is the coin I hold, of course, I use Electrum on the desktop because I've been using it for several years even though I haven't used a hard wallet so far.
Now if I use other coins that blockchain is under trc20, Matic, and Bnb because this is so far it can be said that it is good and tested for me based on my experience and learned. Because all the transaction fees are fine for me. And I am also in full control of my assets.